What does a CDFA® do?

As a Certified Divorce Financial Analyst®, I provide financial expertise during the divorce process. I help you understand the short- and long-term financial implications of your settlement—whether it’s dividing assets, calculating alimony, or managing tax consequences. Think of me as your guide to ensure you make informed decisions about your financial future.

How is a CDFA® different from my divorce attorney?

While your attorney handles the legal aspects of your divorce, I specialize in the financial details. I work alongside your attorney to analyze your financial situation, evaluate settlement options, and clarify complex issues like retirement accounts or property division. My role complements theirs, adding financial precision to your divorce strategy.

When should I involve a CDFA® in my divorce?

The earlier, the better—ideally at the start of the divorce process. Bringing me in early allows me to gather your financial data, assess your needs, and shape your strategy before decisions are finalized. That said, I can step in at any stage—even post-divorce—to refine your financial plans.

How does a CDFA® handle complex assets like businesses or investments?

I’m trained to evaluate and divide complex assets. For a business, I assess its value and suggest fair division options. For investments, I consider tax implications, growth potential, and liquidity to ensure an equitable split that aligns with your goals.

What if my spouse doesn’t agree to use a CDFA®?

You can still hire me independently to advise you. I’ll work with your financial documents and goals to strengthen your position in negotiations or court. Even if your spouse opts out, my insights will give you a clearer picture and a stronger case.